Rates

For CD/IRA rates please call our office at 334-335-3346.

SAVINGS

 

Balance Interest Rate APY
0 to $24,999.99 0.25 0.25
$25,000 to $49,999.99 0.25 0.25
$50,000 or more 0.30 0.30
3 Withdrawals per Quarter No Charge
More than 3 withdrawals in a quarter $7.50 per withdrawal
If average balance falls below $100 during the quarter $5.00
Interest Rate APY
Christmas Club 0.25 0.25
No withdrawals are permitted from Christmas Club Accounts prior to the pay out date in November. The entire balance may be withdrawn and no interest will be paid on the account.

Effective 03/12/12. The Annual Percentage Yield is Accurate as of 03/12/12. Rates subject to change without notice.“Interest Rate” means the annual percentage rate of interest paid which does not reflect compounding.“APY” (Annual Percentage Yield) means a percentage rate reflecting the total amount of interest paid on an account based on the interest rate and the frequency of compounding for a 365 day period.

Money Market and Now Accounts

 

Account Type Minimum Opening Deposit Minimum Balance to obtain APY Interest Rate APY
Money Market $2,500.00 $0.01
Daily Balances of:
up to $24,999.99 0.15% 0.15%
$25,000.00-$49,999.99 0.25% 0.25%
$50,000.00-$99,999.99 0.30% 0.30%
$100,000.00-$249,999.99 0.40% 0.40%
$250,000.00 and up 0.90% 0.90%
NOW Account $1,500.00 $0.01
Daily Balances of:
up to $2,499.99 0.10% 0.10%
$2,500.00-$24,999.99 0.15% 0.15%
$25,000.00-$49,999.99 0.25% 0.25%
$50,000.00-$99,999.99 0.30% 0.30%
$100,000.00 and up 0.90% 0.90%

Applicable to Money Market Accounts: If more than six pre-authorized withdrawals, automatic transfers, or telephone transfers are made in one month, Reg D requires us to notify you that your account may be closed or changed to another type of account. Withdrawals or transfers made in the bank or at an ATM are not limited .

Effective 02/20/19. The Annual Percentage Yield is Accurate as of 02/20/19. Rates subject to change without notice. “Interest Rate” means the annual percentage rate of interest paid which does not reflect compounding. “APY” (Annual Percentage Yield) means a percentage rate reflecting the total amount of interest paid on an account based on the interest rate and the frequency of compounding for a 365 day period.