When you need short-term cash, maybe to supplement your working capital or to meet payroll, a line of credit is often the best way to borrow. Whatever your plans, a line of credit from First Citizens Bank is a great way to meet your short-term funding needs.
With a line of credit, you’re pre-approved to draw up to a specified amount. An unsecured option is available for approved borrowers, but in most cases a credit line is secured by your business assets. A First Citizens Loan Officer can give you further details on our commercial lines of credit and help you decide which loan is right for you.