Personal Credit Cards

The personal Platinum Visa® Card from First Citizens Bank lets you choose between a full 1% cash back or the buying power of Platinum Benefits.

• Accepted Worldwide at over 25 million retail locations and 1 million ATMS.
• EMV smart chip technology for added security
• No spending tiers or minimums on Platinum cash back card.
• 0% intro APR on purchases and balance transfers for the first seven billing cycles after account opening.
• After that, a variable APR, for Platinum cash back and Platinum accounts based on the New York Prime Rate as published in the Wall Street Journal.

Manage Your Expenses

• Track purchases on itemized statements
• Get extra cards for additional users
• Make purchases around the world

Access Your Account 24 Hours a Day

• Oversee all of your activity at a glance
• Manage payment options and transactions
• Update your payment information
• Set account alerts to track payments and balances
• Manage your account anytime, anywhere
• All applications are subject to underwriting guidelines.