Personal Credit Cards

The personal Platinum Visa® Card from First Citizens Bank lets you choose between a full 1% cash back or the buying power of Platinum Benefits.

  • Accepted Worldwide at over 25 million retail locations and 1 million ATMS.
  • EMV smart chip technology for added security
  • No spending tiers or minimums on Platinum cash back card.
  • 0% intro APR on purchases and balance transfers for the first seven billing cycles after account opening.
  • After that, a variable APR, for Platinum cash back and Platinum accounts based on the New York Prime Rate as published in the Wall Street Journal.

Manage Your Expenses

  • Track purchases on itemized statements
  • Get extra cards for additional users
  • Make purchases around the world

Access Your Account 24 Hours a Day

  • Oversee all of your activity at a glance
  • Manage payment options and transactions
  • Update your payment information
  • Set account alerts to track payments and balances
  • Manage your account anytime, anywhere
  • All applications are subject to underwriting guidelines.


First Citizens Bank Credit Card

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