Personal Credit Cards
The personal Platinum Visa® Card from First Citizens Bank lets you choose between a full 1% cash back or the buying power of Platinum Benefits.
- Accepted Worldwide at over 25 million retail locations and 1 million ATMS.
- EMV smart chip technology for added security
- No spending tiers or minimums on Platinum cash back card.
- 0% intro APR on purchases and balance transfers for the first seven billing cycles after account opening.
- After that, a variable APR, for Platinum cash back and Platinum accounts based on the New York Prime Rate as published in the Wall Street Journal.
Manage Your Expenses
- Track purchases on itemized statements
- Get extra cards for additional users
- Make purchases around the world
Access Your Account 24 Hours a Day
- Oversee all of your activity at a glance
- Manage payment options and transactions
- Update your payment information
- Set account alerts to track payments and balances
- Manage your account anytime, anywhere
- All applications are subject to underwriting guidelines.