Cash Back Rewards Plus

Did Someone Say Cash Back?

Free Checking

Account Features

  • Debit Card
  • Online Banking
  • Bill Pay
  • Mobile Banking App – Including Text Alerts
  • Mobile Deposit (Subject to Approval)

Qualifications For Rewards

  • Have 15 or more Debit Card Purchases and Payments Post
  • Have 1 or more ACH transaction Post
  • Receive E-Statement (Requires Online Banking)


  • 2.25% Cash Back on Debit Card Purchases and Payments
    • (Maximum Cash Back – $11.25 Per Cycle)
  • Nationwide ATM Fee Refunds (Up to $10.00 per Cycle)


First Citizens Bank is pleased to now offer online account opening to serve you, our customer. Whether you need one of our checking account options, a savings account or want to apply for a loan, we are here to serve you!

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