IDCP instructions

ID confirmation photo (IDCP)

ID Confirmation photo (IDCP) instructions

An ID confirmation photo (IDCP) is a photo of you, the account applicant, holding your ID document (drivers license) and a handwritten note next to your face.

You are required to provide an IDCP as part of the identification process when opening an account at First Citizens Bank. 

Here is a checklist for producing a proper IDCP that can be accepted by our verification team:

ID Requirements

  • The ID you are holding must be the same photo ID you submitted in the other upload field
  • The details on the ID must be readable. They cannot be blurry or out of focus.

Handwritten note requirements

The handwritten note must say exactly “only for opening an account at First Citizens Bank” and include:

  • The current date
  • Your signature

Pay close attention when writing the handwritten note!  If even one word is different in the note, the IDCP may not be accepted.

Be aware that in certain situations we may request that you write something else on the handwritten note. 


  • Write the note with your hand
  • Write the note exactly as instructed


  • Don’t type the note
  • Don’t change the wording or meaning of the note

Photo Requirements

  • Use a high-quality photo
  • Make sure the text and numbers on the ID are readable.
  • Make sure the text and numbers on the handwritten note are readable
  • Your whole face and arms should also be visible
  • You must be holding the ID in your hands
  • Your hands and arms should be visible in the image
  • Do not wear sunglasses, hats, or anything that covers your facial features
  • Do not cover parts of the ID, handwritten note, or your face


  • Hold the ID and note in in your hands
  • The ID and the note all have to be clearly visible
  • Your face, upper body, arms and hands should be visible
  • Take the photo during the daytime when the lighting is good
  • Have your friend or family member take the photo or use a tripod


  • Don’t have someone else hold the note
  • Don’t tape the ID to the note
  • Don’t cover any details on the ID or note with your fingers
  • Don’t only show your head sticking out from behind the note
  • Don’t wear sunglasses, a hat, or anything that obscures your face

Example of IDCP:

© 2024 First Citizens Bank. All Rights Reserved.