CD / IRA

We encourage all of our customers to save for the future. FCB has several options to help with the goal of saving money

CDs

Check out our competitive rates on CDs. Choose a short-term investment or go longer with terms up to 3 years. Contact a Customer Service Representative to find out more.

IRAs

Whether you are looking for the upfront tax benefits of a Traditional IRA or tax free income at retirement with a Roth IRA, First Citizens Bank can help you with all of your retirement savings needs. Our dedicated staff will assist you in opening a new IRA, transferring an existing IRA from another financial institution, or converting from Traditional to Roth. Remember, it’s never too early or too late to think about saving for retirement, so let us help you reach your retirement goals with a First Citizens Bank IRA.