Jay Woodall

Jay Woodall

No More Landlords!

FHA Home Loans FHA loans have been helping people become homeowners since 1934.  The Federal Housing Administration allows approved lenders to offer homebuyers a financing alternative with lower down payment requirements, competitive rates, and simplified credit standards.  If you want to buy a home but do not have the funds for a large down payment, […]

Veterans Administration (VA) Home Loans

We proudly offer VA loans to military borrowers including active-duty personnel, veterans, reservists, National Guard members, and their surviving spouses.  Contact us today to learn how you can take advantage of this program and let us help you, our heroes, become homeowners. No Down Payment required on eligible loans No private mortgage insurance (PMI) Competitive […]

Mobile Deposit is Here

Mobile Deposit is here; all you need is your phone. Our First Citizens Bank Team is working daily to upgrade your banking experience. We now have available for all iPhone and Android phone users the ability to take a picture of a check presented to you and deposit it. This is another example of First Citizens Bank […]

Bill Pay upgrade coming December 18th!

Please pardon our progress!  First Citizens Bank’s online Bill Pay system will be unavailable the weekend of December the 15th while we upgrade to a new system.  Don’t panic… all of your Payees and Scheduled Payments will transfer over to the new system automatically. There are a few new features you can be excited about, […]

Equifax Breach

Concerned about the Equifax breach? See our FAQ to learn more about the breach and how to protect yourself. Frequently Asked Questions I’ve been hearing about the Equifax breach in the news. What happened? Equifax, one of the three major credit bureaus, experienced a massive data breach. The hackers accessed people’s names, Social Security numbers, […]

Highland Home Reaches Out!!!

Recently, Brenda Herring from our Highland Home branch, was contacted by Polly DuBose, Career Coach for Crenshaw County Schools, to participate in a resume writing contest for the Seniors @ HHS. FCB’s HH Branch Staff received resumes with the students’ names blacked out.  Each staff member reviewed the resumes and picked their top 3.  First & […]

Spring Fever – Need A Cure?

At First Citizens Bank we know Spring Time creates an environment to dream for your family. Maybe we can play a small part in making those dreams come true: • Home Improvement Loan • Line of credit • Refinance your current home mortgage • Recreational vehicle loan • Credit Cards – Vacation • Build that […]

Debit Card Users Must Read This!

Debit Card Users Must Read This!

Debit Card Users MasterCard is requiring many websites to add an additional layer of security when making online purchases. At the end of your purchase a pop-up window may appear asking for your MasterCard Secure Code. This is a code that you will need to set up using the link below. Once it is set, […]

Savings Bonds

Paper U.S. Savings Bonds will not be sold through financial institutions or mail order after 2011. You can buy and manage electronic savings bonds safely online, 24/7. Sign up today for a TreasuryDirect account at www.treasurydirect.gov.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing […]