CERTIFICATE OF DEPOSIT and IRA
RATES
Effective 10/03/2011
Rates subject to change without notice
Annual Percentage Yield is Accurate as of 10/03/2011
A Penalty May Be Applied On Funds Withdrawn Prior to the
Maturity Date. If an early withdrawal penalty is applied, your earnings will be reduced.
"Interest Rate" means the annual percentage rate of interest paid which does not reflect
compounding.
"APY" (Annual Percentage Yield) means a
percentage rate reflecting the total amount of interest paid on an account based on the interest rate and the frequency of
compounding for a 365 day period.
CD / IRA Rates |
| Effective 10/03/2011 |
| | Regular | |
| TERM | Interest Rate | APY | | |
| Less 91 day | .25 | | | |
| 91 day | .25 | .25 | | |
| 182 day | .50 | .50 | | |
| 12 mo. |
.75 | .75 | | |
| 24 mo. | 1.00 | 1.00 | | |
| 36 mo. | 1.25 | 1.25 | | |
IRA & SEP |
| TERM | Interest
Rate | APY | | |
| 6 mo. | .55 | .55 | | |
| 18 mo. | 1.00 | 1.00 | | |
36 mo. | 1.25 | 1.26 | | |
| (Yield Depends on
Term) Jumbo $100,000+ |
| TERM | Interest Rate | APY | | |
| 6 mo. | .50 | .50 | | |
| 12 mo. | .75 | .75 | | |
| | | | | |
Specials |
| TERM | Interest Rate | APY | | |
| 16 mo. | .75 | .75 | | |
| 19 mo. | .75 | .75 | | |
| 28 mo. | 1.25 | 1.25 | | |