CERTIFICATE OF DEPOSIT and IRA RATES
Rates subject to change without notice
Annual Percentage Yield is Accurate as of 02/15/2013
A Penalty May Be Applied On Funds Withdrawn Prior to the Maturity Date. If an early withdrawal penalty is applied, your earnings will be reduced.
"Interest Rate" means the annual percentage rate of interest paid which does not reflect compounding.
"APY" (Annual Percentage Yield) means a percentage rate reflecting the total amount of interest paid on an account based on the interest rate and the frequency of compounding for a 365 day period.